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Underinsured Motorist Insurance

FAQ Video Transcription

New Jersey is one of the very few states, which allows for what we call underinsured coverage on your auto policy. That is, coverage that you pay for, where your company steps in, where the coverage by the negligent party who injured you is inadequate.

So let’s assume a situation where unfortunately you’ve suffered a very serious injury, but the other party has grossly inadequate coverage. There’s no dispute as to fault, it was his fault or her fault, but they have a twenty five thousand dollar policy. You can insure against that risk in New Jersey, easily up to five hundred thousand dollars, through your own company, by paying a relatively small amount,and I urge you to do that.

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